Buy NOW or WAIT?  The 2025 Housing Market Is About To CHANGE

Buy NOW or WAIT? The 2025 Housing Market Is About To CHANGE

Jeb Smith

2 месяца назад

44,161 Просмотров

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@xavierrodriguez1455
@xavierrodriguez1455 - 31.12.2024 00:41

Will the house market crash in 2025

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@justinrees2400
@justinrees2400 - 31.12.2024 01:52

I wouldn’t consider price adjustments due to higher insurance costs and HOA fees a true crash, but that’s just me. Not to say the crash isn’t happening I’m not tuned into every market.😅

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@xavierrodriguez1455
@xavierrodriguez1455 - 31.12.2024 02:19

how come we have 2 wars, gas prices, inflation, high interest rates, lab shortages, covid-19 pandemic, house shortage , and just to much problems also it has to get worst before it gets better.

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@xavierrodriguez1455
@xavierrodriguez1455 - 31.12.2024 02:20

this inventory recession to much supply siting on the market also.

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@shanerogers9386
@shanerogers9386 - 31.12.2024 06:17

Another get rich quick charlatan rooting for the biggest fraud and speculation bubble in history while celebrating that millions of hard working people and families can’t afford to live. Can’t imagine karma is gonna be kind

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@johnnyher559
@johnnyher559 - 31.12.2024 06:49

Bidenomics never worked. Trump is going to come in and improve the economy which will affect real estate in a good way

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@BlessedNative
@BlessedNative - 31.12.2024 07:08

I would love to purchase a home as I missed out during the Plandemic, because I didn't have the income. Now, I have the income and I still feel like I'm going to miss out again, because of interest rates and home prices even with looking outside of my city.😢 I don't want to keep paying my landlord mortgage and getting a rental increase of $200 every year. I rather pay my own mortgage which more than likely will be less than my rent.

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@FabianVictoria-g9q
@FabianVictoria-g9q - 31.12.2024 09:14

In 2029 it will drop

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@LancelotLink1
@LancelotLink1 - 31.12.2024 18:22

The sooner the housing market crashes and corrects itself, the better most people will be. Its like a cleansing of the market and brings back affordability.

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@MarkTucker-bl1jf
@MarkTucker-bl1jf - 31.12.2024 18:54

Low 6s by mid 2025

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@danwebb755
@danwebb755 - 31.12.2024 20:39

All this rate talk needs to stop. The sellers need to drop their price.

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@luperon
@luperon - 31.12.2024 21:31

More balanced. Lol... lots of talk... no facts

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@redletters7933
@redletters7933 - 31.12.2024 22:51

😂 he said soft landing 🛬

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@jkingramjr
@jkingramjr - 31.12.2024 23:00

Praying for 3 percent. Nashville feels like buying a home in San Diego.

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@bryanc1177
@bryanc1177 - 31.12.2024 23:28

You said alot of great things but have provided little proof of anything. Frustrating video

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@Evarrameerantha1
@Evarrameerantha1 - 01.01.2025 00:18

If we know what the interest rates are going to be, why will we be watching your video.

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@freeaolcd
@freeaolcd - 01.01.2025 03:32

Nothing ever changes.

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@Amberkay862
@Amberkay862 - 01.01.2025 21:12

It’s rough! I live in the Seattle market and it’s always been expensive which is fine because I’m use to it. I want this new townhome and their saying my mortgage with hoa is 3600! Without my bonus I’d have only 1200 left but with my monthly bonus I’ll have close to 3500 left over. My bonus would be keeping us afloat but I’m so dead set on wanting to get this damn townhome 🏡 just don’t wanna regret it because I don’t wanna be broke after yet it would allow me to keep my spending habits in line. I don’t know, it’s so hard.

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@l8tapex
@l8tapex - 01.01.2025 21:48

My new home 5000 sqft all custom, double mold trim, 8ft Mahogany doors , 10 ft ceilings. $400,000.00 ,$65,000 for 108 by86 lot. I couldn't pay for the homes I see in the west . No land, home construction looks worse than most hunting camps. Sportsman Paradise , no earthquakes, droughts, fires, landslides, snow or ice storms, water shortage issues but the dang hurricanes! Im ready for a change but cant sell to only have 1/3 value of used home in other states.

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@hulagirl98
@hulagirl98 - 01.01.2025 23:49

Have any of you heard about the office bust crash? No one is talking about. Stay home from work caused it. That’s upon us

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@JustAnotherOppressedAmerican
@JustAnotherOppressedAmerican - 02.01.2025 03:51

Your soft speaking is weak at providing neutral news

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@craigcervino2447
@craigcervino2447 - 02.01.2025 06:33

No crash in New Jersey most of New Jersey is still so hot and prices just keep going higher i dont think there’s enough houses in New Jersey grant you winter time the market slows but even with the houses waiting to sell when it opens up after holidays there is not really any inventory

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@backrack01
@backrack01 - 02.01.2025 17:45

Question! Are you familiar with the FHFA First-Time Homebuyers Rate Discount? My guy wants me in a program where all LLPA fees are waived plus $3000 twds closing. But he's giving me a 7.2% rate. My credit score is 810. I can do 20-25% down. The median income in my area is 97k.. i made 91k last year. I see the FHFA First-Time Homebuyers Rate Discount program..where i could get 1.75% off my rate. That sounds better to me but he's telling me it's pretty much a wash. I don't see it that way..am I wrong?

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@Mr.Moose_777
@Mr.Moose_777 - 02.01.2025 19:32

All of this just screams desperation from realtors and also builders. Do your own research. Buyers your in control and we all know you being patient has begun to change the game. Rates at 6-7% is normal. Its not the rate its the price. Don't accept greedy sellers, realtors, and builders you can already see price cuts and there only going to get better the more patient you are.

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@forkpuncher
@forkpuncher - 02.01.2025 20:53

I want to say that the majority of people who are saying there is no crash, and it's not the same as 2008 are overlooking one major thing. Housing Insurance cost skyrocketing, and lender requirements for home insurance including the 'forced plan' system when you don't have insurance. While loan underwriting has changed and people won't forclose due to that reason, the new reason can be due to home insurance costs.

Housing market only crashes when there are massive amounts of foreclosures. Now, this isn't a gaurentee of a crash, just pointing out it's what everyone who tries to say "no crash" is over looking. I guess the difference is that the insurance crisis can actually be easier to fix with laws, whereas a bad mortage underwriting can't. We'll just have to see.

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@dormantlogos7814
@dormantlogos7814 - 02.01.2025 21:05

I’m located in Southern California, Orange County, city of Irvine. There is no hope here for OC, it would take a fucking binding resolution from the UN to maybe have a chance of fixing this shit real estate situation that we’re in right now.

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@2JGarage
@2JGarage - 03.01.2025 01:22

The “Sham-Wow” infomercial guy of real estate! 😅 Has been wrong about rates and the market for a minute—or two!

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@jaredleto9646
@jaredleto9646 - 03.01.2025 18:05

Here's a quick comparison for thought:

Bought in 2020: $190,000 house, 3% interest rate. Monthly payment = $1,200 (incl. taxes & insurance). In year one, $4,000 goes to principal; $10,000 covers interest, taxes, and insurance.
Selling now and buying similar: New house price = $300,000, 7% interest rate. Even transferring equity (minus realtor fees and closing costs), you'd likely need a $190,000 mortgage again. Monthly payment jumps to $1,650.
In year one of the new loan: Only $1,900 goes to principal, while $20,000 disappears into interest, taxes, and insurance.
It’s wild how much less you build equity with higher rates and prices. The numbers don’t lie!
And now imagine somebody jumping in without equity, with only a $35,000 down payment—those numbers get even scarier!

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@LeeStoneburgh
@LeeStoneburgh - 03.01.2025 18:47

I'm not a investor, just looking to buy my first home. I've been in the market or "ready" to purchase for a few years. This week, I noticed almost all the homes in my area (southeast Houston, Friendswood) reduce in price, some pretty significant. Homes that were way overpriced are finally coming down. This what I've observed in my area.

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@bettercallsaul0
@bettercallsaul0 - 03.01.2025 19:51

Real talk - I used to think you were a clown but you’ve proved to be legit. Keep up the good content!

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@thejakelegion
@thejakelegion - 05.01.2025 23:05

I closed Monday at 6.49% interest rate. I'm happy with the buy!

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@passionzhere
@passionzhere - 07.01.2025 00:42

What will be home price in 92648 area ? Any idea ?

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@mjohnson2506
@mjohnson2506 - 07.01.2025 21:42

This is funny!!

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@Run4yourlives
@Run4yourlives - 07.01.2025 22:36

People are desperate to buy. Paying exorbitant prices. They won’t be able to sustain these mortgages for long. I predict a massive foreclosure era. Just wait it out folks.

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@borisdorfman8280
@borisdorfman8280 - 11.01.2025 12:02

Of course :)

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@danidaydreaming919
@danidaydreaming919 - 11.01.2025 16:01

I've been impatiently waiting for prices to come down in SWFL since 2022!! hope 2025 is my year to buy! been saving and saving

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@JohnJohnCrusher
@JohnJohnCrusher - 12.01.2025 04:41

Why would the economy soften? There's an extra $36T floating around in the system that shouldn't be there, propping up prices. Interest rates are below real inflation rates so reckless spending will likely continue indefinitely and ultimately get worse

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@sweet-lullabies
@sweet-lullabies - 13.01.2025 03:31

My opinion I think it’s going to be 9% by the end of the year 😢

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@KBWFreedomthrurealestate
@KBWFreedomthrurealestate - 14.01.2025 04:10

Good information!

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@alexgiby009
@alexgiby009 - 20.01.2025 02:14

Inflation will worsen. Home value will go up even if rates may drop. So will nullify effect. Until a recession happens

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@kjhill9854
@kjhill9854 - 30.01.2025 18:38

Its simple. Supply needs to increase for prices to drop. When will that happen? No one truly knows

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@wordtruth6116
@wordtruth6116 - 08.02.2025 00:25

Stay away from all those homes that went up 30% in the last 2 to 3 years. Last time I checked wages didn’t go up and population didn’t explode either. They will come down to earth when you go to sell it. Check the price history of the house EVERY TIME.

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@wordtruth6116
@wordtruth6116 - 08.02.2025 00:27

Realtors are the most opportunistic people in the world. 😂

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@wordtruth6116
@wordtruth6116 - 08.02.2025 00:36

Buy now and be under water in 3 years. You won’t be able to refinance either because these homes will never appraise for these prices in couple of years. Don’t be fools. Stay away.

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@twinbee4243
@twinbee4243 - 15.02.2025 09:45

In my opinion, I would wait until the current US Dollar 💵 collapses completely and will be replaced by a New US Dollar that is backed up by Gold and Silver backed up by Merits not Debt, not interest rates. I would wait until The United States goes back to Gold Standard, People are not gonna want to buy anything in the time like these especially when The Market prices are Strongly Manipulated. Why would I buy a $350,000 House that are built in 1965?? Which is right now most people get Pre-approved for that kind of amount you can't buy a descent home for that price, what you will see for 350K is Ghetto, dirty and weird places. Why would a 1965 home be raised to 350K some of them cost 380 to 400K when the prices of gasoline and oil in 1965 only cost .48 cents per gallon, the price of lumber and construction materials is so friggin cheap compared to the prices of 2023, 2024 and 2025 where everything is so expensive. Let the Real Estate collapse, and once they fall that's where the right time to buy a home because the bureaucracy and regulations will be eliminated.

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@Hernanblackop
@Hernanblackop - 20.02.2025 18:08

A home purchase is a great investment!!

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@SM-ep4bn
@SM-ep4bn - 21.02.2025 01:18

More inventory due to the 1000s of firings thanks to this f*cked up admin. Hope all yall who voted for this are directly impacted

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@Kramer0204
@Kramer0204 - 23.02.2025 06:27

Buy a house if you can afford the mortgage, plain and simple. If your house shopping cause you have plenty of money to play with, good for you.

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