How can the combo of S&P 500 and Small Cap Value be less risky than the S&P 500 by itself?

To those folks going all in on Small Cap Value, I hope Volatility doesn't strike as you retire. It may tend to return more over the long run than Total Market, but you're playing with Market Timing- assuming your Small Cap Value ETF will be rising and steady at retirement age.

I love Paul’s podcasts but I wish they could be condensed down to 30 minutes. Way too long and a little dull

Thank you!
Can’t wait to listen.
Just emailed you this morning.
2 Funds for Life is a great book. 👍

Human nature evolved thousands of years ago. It is a constant, stable on a mere thousand year scale. We still behave so as to be the most likely to survive in a stone age hunter-gatherer environment. Stock market historical data measures the actions taken by this prehistoric human nature. We will continue to trade and invest as our ancient ancestors did for thousands of years to come.

Thanks so much, you two! Great content! I’d love a video on your opinions of NTSX, NTSI, NTSE.

Thanks guys, I didn't know about the Morningstar and PortfolioVisualizer thing. I'm AVLV / AVUV / AVDV at a 2:2:1 ratio right now, but probably going to eliminate AVLV.

Thank you always for your videos it helps a lot in building our financial independence.

Thank you so much. Great informations. Did the two Funds for Life for my two teenagers at age 15. I Will be helping my niece open a account this week now that she got her first paycheck.

Great content 🌹🙏

Extremely helpful to see you work it through Portfolio Visualizer . Thanks!

Anybody have experience with FISVX with Fidelity?

What I think we may see in the next couple of months is a shift from risk-free to riskier stocks (and other asset classes as well), as the market becomes more comfortable with inflation. The flow of liquidity towards risk will most likely involve the removal of money from the "safest" games on the market, or from "hiding places" (j & j, proctor and gamble for example) and from big techs, resulting in sharp drops in the shares they have. right and accumulate in riskier assets as money rushes.

Thanks

Fantastic work, keep it up please. I appreciate it.

I am a bit confused that you endorse to pay higher fees

Is Avuv an actively managed fund? What's the expense ratio?

Do you think you'd have any issues trying to Tax Loss Harvest between the two? (AVUV and DFSV)

By the way, thanks a lot for explaining the Factor Regression tool. I've learned some new things even though I've been using it for a while :)

As a beginner DYI investor (about 2 years managing my own portfolio at age 64, not retired yet) I LOVED this video. Lots of great info and comparisons that are not readily available, and I really appreciated more details using Morningstar and Portfolio Visualizer for research and comparison of funds beyond what I have learned from Rob Berger. I have been following Rob for the past 2 years (tremendously helpful) and am new to following this channel. As I learn more, I can digest the deeper dive that Chris goes into, and really love how Paul inserts comments and clarifying questions...it's all so fascinating and helpful with making consequential decisions AND being able to sleep at night, thank you so much!

Chris: don’t trust, verify.
Bitcoiners: don’t trust, verify.

These are good mental exercises and I appreciate the work finding the best in class but what about the emotional side? The mind and emotions need to match. I will attempt to buy AVUV for the next 5 years and let it sit until retirement. Wish me luck I’ll need it lol

Someone needs to take this and apply to Canada.

Need lower fee ETF choices? The lower fee alway wins.

What always bugs me is when people backtest they do a lump sum. Reality is most retiremnt accounts get added to on a weekly, bi-weekly, or monthly schedule. Thus to see a more realistic backtest, which often will vary drastically from a lump sum one time investment, i wish they would show DCA addtional investments on the backtests.

Thank you both for your immense passion!

Chris mentioned large cap growth does better with low inflation - I believe that hasn't been the case recently. Any thoughts/ comments?

Paul, your analysis is garbage. Small caps only did great because large caps did so poorly. Quit trying to outperform the S&P… you can't! Always bet on America.

The most advanced analyses I have seen on you tube on factor investing. Thank you Chris and Paul.

What is the name of the large cap blend fund that they are talking about instead of the s&p500 fund?

Thank you so much for this wonderful discussion. The only distraction was the cell phone alerts that kept on going through the discussion 🙂.

I really like the analysis work. It would be amazing if you included a spreadsheet along with your 'Best In Class' update, especially!