8 Ways to Prepare for Retirement | Phil Town

I have been contributing to my Roth IRA and a separate general mutual fund through Vanguard consistently for about 4 years now. I'm 30 years old and have time before retirement, but I'm worried about potential low rate of return with safer accounts stifling my future nest egg. Also not particularly business savvy so choosing individual companies is over my head. Any advice would be greatly appreciated!

if i were to buy 1 of your books as a beginner, which is the most beneficial at this time?

Is there a program that you offer that teaches people how to invest? I'm eager to learn from you. Thank you.

What can I do at the age of 21 best for my retirement?

hello im really intereted in investing for retirement and more about investement can you point me in the right direccion what books what information i need? can you help me with that?

Love the Rule #1 family. Thank Phil.

Save at least 15% of gross income. Invest in employer 401(k) up to the match and then max out a Roth IRA. Invest in low cost index fund (Vanguard 500 Index Fund Admiral Class) at Vanguard for best long term rate of return with mutual funds. If you want to get great Value Investing education, learn how to investing wonderful companies and get better rates of return, read Phil's books Payback Time and Rule 1. Then attend one of his FREE workshops! I continued my education after the workshop and found it to be very beneficial. Thank you 1,000 times Team Phil and wishing you all successful investing! ~ Tony

Hi Phil, I reads both of your books and am looking to start investing this year. When I checked Yahoo Finance, it's not the same as you described it in the book, there's no longer an 'Industry Center' for me to search for great businesses. It look like now, you have to know the symbol and then look it up instead of being able to search through categories. Was there another search tool that you would recommend? Thanks.

About 3 years ago, I opened a ROTH IRA. I have only been contributing $50 per month. I've gone through personal hardship, and have been going through constant financial hardship, so have not been able to increase my contributions like I would like. I am currently 48 years old, and looking for ways to dig myself out of the hole I am in. Ideally, I would like to invest in something that could provide current cash flow as well as money to save for retirement. Like many, I have been bitten by the "real estate bug", but I don't have the money necessary to do that at the present time. Right now I am just saving up as much as I can, to provide an emergency cushion, and hopefully to use towards my first investment property. I am open to suggestions, as right now I can't say that I have much solid direction.

How do you know if an etf is liquid or not?

Hi , i am 35 years old and I opened an individual acct , i invest on blue chip stocks with growing dividends and i dont sell. I contribute to this acct biweekly. I closed my 401k because of the fees and i am sure i can do better, the only thing is that my company matched 25%. Am i in the right track? Thank you

what is your opinion on Stash app, Acorns and Robinhood? how about Using IUL (Index Universal Life) for accumulation purposes and protection at the same time?

I have a 403B thru my employer, Traditional IRA, Roth IRA, and a cash mgmt acct. I will be investing in my own business very soon!! Great video! Very informative!!!

Put money aside ? What is money ? Quit spreading this BS ! No interest for Ten years on your (saved money ) how do you grow that ? Central bank has destroyed savers and money ! Money is worthless. Our economy is on the brink of collapse. Good Luck with your MONEY

Really do u know how many educated bums I know.... that's a misnomer...

I have a very expensive wife. All my money goes to her requests. What should I do? My retirement will be in 25 years and there it no mercy on my pocket book.

I figured out my retirement life style, paid off bad debt, found "My Number" . Now I'm saving and investing money in stock market as well as getting more knowledge and education about other investment vechiles like real estate . Inshallah I will start my own company after 2 years. I know I need more to do...

most financial advisors lie the best product to invest in is a fixed indexed universal life. averages 7 to 9 the last 25 years. a true financial advisor doesn't sell books or videos they help people on a personal level. I have statements from a lot of my clients and it proves never lose and leaves and instant estate, its that simple this gentleman is like all the rest they start wanting to help people then they smell the money and just explain the problem but never really want to fix it. I've done research for over 25 years and also helped many people also people will stop saving and blame the financial advisor for their actions that the other big reason they write books they get rich you read and then never keep to the savings plan, they get rich and never get the blame for giving the wrong advise all along.

Buy bitcoin .

I invested my Roth IRA in vanguard target date fund 2045. I'm 39 years old. What do you think?

I am planning on retiring in 3 more years. at 59 1/2 with around $600,000 in my 401K - I am building what I call my Noe's ark - I am going to buy me a new riding lawn mower - snow blower - a lot of oil and different oil weights - I have my new car and new truck and 2 work vehicle's that will last me till I die. I want to fill my Ark with all new things I will need now while I am working and can pay for them so in 10 - 12 - 15 years when my mowers and things are not fixable I already have a new one paid for in my shed ready to go and last me till I die - what is your thoughts on this plan I have.

Is there a service that researches and chooses the Stocks when they are at a discount?

Thanks Phil!

Retiring from public services made me realise that I had no means to passive income and in 5 years I only moved around in circles financially, I needed to make investments immediately desperate retirement and that led me to this looking for ways out. I feel very accomplished every time I remember my journey and how I have been able to grow my Investment to a return of over 200% in less than 6 months. Mind-blowing experience really