Get more reimbursement!

Get more reimbursement!

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The pre-hospitalisation and post-hospitalisation, cover in health insurance refers to policy inclusions that cover the expenses incurred before and after the insured patient is admitted to a hospital. 

A health policy with such a cover is considered wide-ranging as it not only covers expenses incurred during hospitalisation but also covers select expenses incurred before being hospitalised and after being discharged.
These expenses can drain out your savings if not covered by your health insurance policy. 

Hence, pre-hospitalisation and post-hospitalisation coverages help to place a shield over your savings by offering financial support to settle medical bills during these difficult times.


🏥 Pre hospitalisation expenses: 

Generally, several medical tests are conducted before admitting a patient to the hospital. These tests include X-ray, CT scan, MRI, Angiography, Blood-Sugar test, etc. that determine the medical condition of that person. Expenses for such tests will be covered under pre-hospitalisation cover as per the terms and conditions of the plan.

Most insurance companies offer pre-hospitalisation coverage for up to 30 days prior to the date of hospitalisation. 

🏥 Post hospitalisation expenses 

Post-hospitalisation covers the medical expenses incurred for the follow-up treatment for which the patient was hospitalised. Most health insurance policies cover these costs between 45-90 days post the discharge date from the hospital.

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