What Every Student NEEDS to know about OSAP (Student loans Explained) | avoiding student debt canada

Do you apply for OSAP before you uni starts or While your in uni. Do you need to apple for OSAP every year.

So like, I dropped out but I don’t know what to do from here. I was two months in

OSAP offers grants too, right? And you dont need to repay those

Hiii.. plz reply.. OSAP will fund for online bootcamps like career foundry ??????

Does working part time, before osap, effect it

great video

Hello martin i am a Canadian citizen living out of canada i've never been to canada before.I coming to western university next month i wanna ask you a question: are 3000$ enough for me to study and live in canada ??

Hi, will investing in stocks and day trading affect my grants in the future if I'm a dependant?

Yes. Please... You should do a lot of videos like this! really helpful. Thank you so much for sharing your knowledge!

Do I apply for osap or university first ?

Hey guys, OSAP took so long to pay for my second term in college, and I had to pay for it.
The issue is that the money that they had to send me, they send it to college to the fee I already paid.
What do I do?

I'm looking into going to college in fall 2021 but I'm worried about getting OSAP for the term because I am from a low income family and I already have crappy credit so I don't know if it's worth it.

Hi, do you know how OSAP interest can support tax returns? Can paying the debt slowly, assist you when filing for your taxes?

wher we can get Line 150,308,310,312,435 from 2019 income tax assessment

Hi,... Martin's thanks for the video.... what are the best investments I can get to help ensure that it generates enough profits to be able I will be able to pay back my student loan early.

THANK YOU SO MUCH FOR THIS UR GREAT

can u make a video on what happens if u graduate with alotta loans owing but you have a disability

Thank you for teaching me everything my useless highschool and guidance never taught me <3 much love and good vibes to you

Can you plz explain two things
I was out of high school for four years (but I graduated and went to uni in another country) OSAP considered me a dependent student when I answered ‘yes’ to the question whether I was out of school... do they mean dropping out or just out of school in general
And also, I have two siblings who go to high school are they considered dependent children? Thank you!

Does grant use to pay tuition too? Or I can use it to other things?

Do you have to report OSAP your summer job income?

Hey I'm a resident of saskatchewan outside of Ontario and I haven't loved in ontario for 12 consecutive months will I still be eligible for osap or will I have to apply for student loans from the saskatchewan government

right now im in the free psw course..osap give me a grant and a loan.. should i take the loan im thinking i cn use it for something else.what do you think?

Hello,, thank you for your time your video is really helpful... I have 2 question, is my TFSA will effect my application for OsAp? ,,, Socend question is there any other Grant can we get from the Government... I am PR. Thank you again.

You can file bankruptcy on OSAP, if you have been out of school for 7 years, only a licensed bankruptcy trustee can make that happen. When applying for OSAP after bankruptcy they ask you if you have been discharged from your bankruptcy or consumer proposal and you need to provide them documentation of your bankruptcy or consumer proposal.

My mother paid off her OSAP one year after she graduated 😄 Question: should I apply for OSAP for a one year program? I plan on applying for it tomorrow - the program is waitlisted at George Brown, do you suggest that I apply for the same program at 2 other Toronto colleges?

good topic but the the background music is annoying

Hope you can answer this question for me. How do I use the monthly payments towards OSAP to build up my credit score. I heard CTFS is the only credit card that can pay off student loans. I dont want to just do preauthorized debit

For a foreign student applying for osap outside of ontario, is the loan going to be deposited into a canadian bank account or can foreign bank account also be used?

Quick question: do I need to write down my documents in all CAPITAL LETTERS in boxes?

Question; Can grade 11 apply for university loans ?

It is very easy to rebuild your credit after bankruptcy. So stop feeding that fear how it will ruin your credit as if it's the end of the world.

Is it mandatory to sign MSFAA for the undergraduate student in Ontario? I heard that it has to be only for masters (graduate) student?

如果是已婚家庭，申请osap 会不会查存款？

Does CESB still pays even if we start our uni on 2023 of sept

Does credit rating effect osap amount?

Question- for grace period of 6 months no internet rates? If I pay my loan within grace period then no interest?

Hello: Great and interesting idea.
So, now I got it; before to saw this video and I'm sad and scared.
Help me pls

Very informative, thank you!

Can you please help me out i I am literally feeling a bit like ive been F***over by my school but as well as student loans canada for not doing anything about it to be on my side and not helping in any way

Hai I am trying for osap..but I want to know in between between study can we work ,there is any limit in hours or income??
If we have house loan here is it effect the osap???

1 question, for grants, Since I dont have to pay them back, Am I allowed to you know, spend the money on food or trains etc... Ive been searching for answers but never found one.

Hey man. Nic e video.
I was trying to get admission for 4 years bachelors degree
I was wondering which amount shown in the estimators calculator in OSAP website will be receiving to my bank accouNt ?
And the total living and travel allowance shown there, is it for per term or for an year ?

Is it possible to get a bursary from university if I have an OSAP loan ?

Hi thanks for your awesome videos.
How much osap will give me for a two years college full time aircraft maintenance?
Thank you ❤

Great video! Would you be interested to do another updated version? Since some regulation might have changed.

Hi Martin! I'm just trying to understand why the loan is bigger than the tuition fee. Do you know why this is?

Great video- very informative

If I have consumer proposal, can I apply for OSAP?