The Venmo Credit Card 2023 Honest Review | Pros and Cons Revealed

Yo how does this interface card with Venmo? The only reason anyone's using this card. Ie payments, friends, cash advance?

Is it a Visa or MasterCard? What's the APR interest rate? Thanks for the review

Health & Beauty category is super rare. Gyms or sport facilites for golf, tennis, skiing, swimming can be very expensive. It is a 0 annual fee card. It may be worthy with this category alone.

I make the minimum $148.00 a month payment and they take $99 of the payment for "Interest Paid". At this rate it will take me 8 years to pay off the balance

No foreign transaction fees, I'm sold!

Solid review. Convinced me to get it just so I can have the card and increase my overall credit and number of accounts. It seems bad overall though.

I love this card! It’s actually my first cashback card and it’s highly underrated. I like to use it to get 3% back at Costco since it codes it as a grocery store!

3% option for bill and utilities is also pretty rare and attractive.

I'm trying to switch from my apple card because I got an android. I really like being able to make daily payments and seeing them applied to my balance quickly, Is there a better option?

Do you get any benefits for using Venmo to send other people cash?

I recently got the Venmo credit card and it seems they no longer waive the 3% fee when you use it to Venmo friends and family on the app. Seems they stopped in 2023? Bummer as it was a prime selling point for me.

​ @TheRDGuarantee How are the crypto rewards distributed? Are they provided instantly like the Gemini crypto card where you get the rewards upon swiping the card?

I sell firewood & have no documened income other than venmo & some insurance debt, should i apply?

Is it possible to get 3 percent for utilities as my top spending?

I’ve been making payments early, I click the “pay now” option but it still says “scheduled payment” while my credit limit is back to max, it still shows my balance as if I haven’t paid it. It shows the payments I’ve made, but I’m just concerned there’s something I’m missing. My due date isn’t until April 11th so is it just waiting to process until then? I just don’t want to be hit with late fees when I thought I had paid it off

This might be the best card for shopping at Costco since they only accept visa

What about Costco gas? What category would that count as?

Can you use the card to Venmo people?

Trying to consider if 2x on the VentureX is better than the 3% on Venmo card for Costco/Sam's club purchases

Applied and got a $5K limit - good. Customer service is difficult to reach and, although nice, really and attitude of indifference. The ONLY way to see your transactions, statement, etc. is via the app - you CANNOT access online! I have to print portions of my statment for business reasons and it is a pain to go through various steps to get this done. Only had the card one month and learned this the hard way; will no longer be using the card for anything business related and rarely personal.

This is my favorite card. 3% at Walmart, Target, liquor stores and grocery stores for $0 AF is OP.

Crypto fees make it mid.