Zero Income tax For Middle Class | Old Tax Vs New Tax ఏది Better? With Free Calculator

I am in more than 18 lakhs

Bhai 12lacs inhand salary ha or ctc ha

more than 12L sai garu

1) 75000 standard deduction
2) Employer PF(NOT employee pf), 12% of basic pay or ₹1800 whichever is maximum(mentioned in your payslip)
3) Gratuity.
4) All Insurances(group, term, health).
5) Employer NPS(₹50,000), NOT employee personal NPS account. Only your employer(your HR)can open this account on behalf of you.

After deducting all these things, If your income is less than 12 LPA, literally zero tax.

These are the available deductions in the new tax regime, 2025-26

More than 13l
20lakhs person ki HRA will not ne 8kpermonth it will be around 35k per month

20L package vallaki HRA 96k undadhu it will be minimum 2L

Love from UK 🥰

Below 12

not able to get the file from whatsapp :(

Thank you for ur analysis on tax calculation sai garu. I have a doubt. I have only income through the stock market as ltcg and stcg, so how will the tax be calculated, please explain. can I take advantage of this 12 lakhs tax-free? please clarify my doubt

Excel has bugs bro...

I am waiting for your vedio,You are the best for explanation

Financial 24-25 lo old regime select chesa ippudu new ki change avvocha please reply big Fan

Less than 12 lac

@MoneyPurse New tax regime lo em iena tax exemptions leva andi?

Less than 12 Lakhs

<12lakhs

అయితే సుబ్బి గాడికి బంగారు హస్తం మరి సుబ్బారావు గారికి మొండిచేయి అన్నమాట.😂😅😊

Naa Moham... Home loan interest and 80gg cannot be availed together 😮😮

@MoneyPurse There's an issue with the calculator you've provided. In the new tax regime, salaried employees are eligible for a deduction on the "Employer NPS Share"—up to 10% of the basic salary for private employees and 15% for government employees. However, when I entered my income and deductions in the sheet, I noticed that the new tax regime section does not account for this deduction. The tax should be calculated after considering this deduction.

Thanks for the informative video, I'm unable to download from the above link.

@MoneyPurse
Will there be any changes in GST rates on term insurance plans in new budget 2025
Right now it's 18%right

this new 2025 tax calculator spread sheet is not working? Please upload user friendly MS-Excel sheet.

More than 12 L

My salary 15.9Lpa what will be my take home salary from 2025 april ??

Tds and tcs meaning clear ga explain chyandi sir

anna, i have few quries, If EMPLOYER will deduct NPS, and epf both what will be the rules, please explain, if any advantages for Employee? This is WRT to NEW TAX REGIME

Hi @MoneyPurse In new tax regime under which section we can dedicate the LIC premium amount?

Thank sai sir❤❤❤for the information 😊

New tax regime exemptions like home loan interest, NPS employer contribution 80 ccd(2) is applicable in new tax rules budget 2025

Calculator. Link, please.

Sir video is good please add employer contribution in the excel sheet

Hi good content but madhya madhyalo dhub dhub ani sound effect asalu ibbandikaram ga undi

This is my life changer video, thank you sir.

Zirotaxperucheppisampanulukitwenteyparasenttaxnitwoparasentuchesisampanulunundulanchalupondadameyeipudunirmhalasitara mangaryuchesindieipudu

❤❤❤❤very helpful video sai sir❤❤❤❤

అంతా భూటకము 750600 ఉన్నందుకు 26 000 చిల్లర tax చూపుతున్నరు మా stop గారు 😂

14lakhs

More than 12lakhs

Hi Sai Anna, Can we show NPS contribution under new tax regime....?

ఒకసారి new regime తిసుకున్నాకా తరావత మరాలా old regime change అవ్వగలమా?.
New regime లో pay చెసినా tax amount ITR file చేసినప్పుడు amount return చేసోకోగలమా?

Hi anna, marginal benefit is not included in this sheet if the income is in between 12 to 12.75 lakhs. kindly modify the sheet so that it will help for everyone.

13 Lpa package... Which is best ....old or new

In last section of video, in new regime why tax slab considered for whole 4 lakhs (12L to 16L) Actually after deduction salary became 15,2500 right then tax slab right should consider upto 3.25 Lakhs only. Can you please clarify

I need excel sheet to compare.. Can anyone please send..

Employer nps contribution is exempted in new tax regime

Sir
My salary 18LP
Acc to new regime after 12Lak
How much percentage i need pay acc to new regime for remaining amount and
Can I submit all the savings documents like home loan rent school fee medical insurance for remaining amount
Please give me clarity sir

Tax calculator lo open cheyadaniki password aduguthundi

Less than 12