How to prepare for the “new normal” in retirement planning

I think the issue is otherwise. People are healthier at 60s now than ever before and are willing to continue working - thanks to the increased life expectancy, health awareness, improved medical facilities etc. I think, the retirement age needs to be increased - may be at least by 5 years or so. People who are in 60s and 70s now are much much healthier/ energetic/ health conscious than people who were in their 60s or 70s may be 10 or 20 years back.

sir you are the truth sayer, a seer no less. 50 is the new 60 and the 46 year old me is shitting bricks in fear

Hi sir can you do a home loan pre payment strategy because it is a diminishing interest. Say example start pay agressive in first five years which may save huge. Iam missing the logic.

Dear Sir, Whether state development bonds are sovereign guarantee ??

The other thing is that the earlier you retire there is higher probability of something mishap happening that is not considered in retirement calculator..that also should be taken into account.. something like 'factor of safety' concept in engineering

Your holistic approach is too good..

Golden words

Pattu Sir, can you please do a comparison of smallcase and Direct mutual funds from a long-term point of view? Considering Dividend taxation & rebalacing etc

Thanks for the advise 🙏