What Happens To Your Husband's State Pension When He Dies

Is it a good idea to "buy back" your years or put that money in a SIPP?

Thank you, that was very well explained and covered a lot of complex issues.
My husband died before being old enough to claim his pension. I retired 6 years after he died and received a 60% share of his pension excluding any contracted out years, I don't know if I got 60% of his additional pension as I do not recall it being mentioned. Is it too late to ask? I have been getting my pension for 16 and a half years under the old scheme.

I am a widow . But no one will tell actually how much widows pension I get. They just say it’s lumped in with my pension.

It's not a benefit, unless you're a workshy shyster on benefits. State pensioners have paid into the system for 50+years.

I am 65 years old and paid 45 years of N.I. mostly on the highest band BUT I am told because I retired without any claims on benefits at 60 they tell me that I will have to pay another 4 years £3328 to qualify for my Full State pension

Why then why do people on other Benifits not have to pay tax

Thank you for explaining Pension Service, it has answered a good question.

I took a works pension to add to the state one .now they tax my work,s pension .they now will be stopping winter fuel payments even though i. On benifit,s .make,s no different,s i hoped out of serp.s ( on legal advice) for 3 years hopped back in making payment,s now i find i.m paying back i call to see how long the cov would be taking those payments and was told till i died .thank you gov .any way we try and make life alittle easy the gov ponce on .. thank a bunch you m.p.s bet your life is rosy back hander,s ( brown envolope,s remember those scandels ) stte pension is an entitlement which we paid into for 40+ year,s and along they ( m.p. ,s )change the right,s of pensioners like switching on a light it make,s me sick .dad told me liebour coners will blame each other and just lie to the public but who as to pay the population we need rp b4 this country is done for

If you're a pensioner then this Government is after you. They proved this when the first thing they did on taking Office was cancel the Winter Fuel Allowance.

Very interesting ,Thank You for this.

That was really interesting because someone told me she had inherited her husband state pension and I was sceptical cos I'd never heard it before. Thank you for explaining so well.

They remove it and you are put on a single pension until you decide to sell assets and they put you on a very low pension, its called asset, a neither word for TAX .

I'm now retired, and for years was contracted out. But, as an offset, I was earning good wages after I left my contracted out employment, so was contributing an awful lot to SERPS/S2P. I receive the full 'new' state pension (to the penny). I've tried to contact the DWP to understand how my pension payments are made up, as I understand that there were 'transition' rules in place to ensure the SERPS/S2P contributions were still accounted for. Not a response - I've tried calling when I got no response to the letters I sent, and the person on the end of the phone didn't have a clue what I was talking about. Still waiting. Is there any chance that you could explain, in some detail, how these transitional arrangements were worked out, please?

I received a small increase due to some of my late wifes contributions. I did not have to claim it but whether its correct Ive no idea!

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I am a 74 year old, caring for a 36 year old with Down syndrome. I do not qualify for anything because my pension is classed as a benefit.

Lowest pensions in Europe and its taxed !

I haven’t watched the video or read the comments yet, but Im guessing if the pension has been paid, and you die before the next pension date, DWP are gonna want some of it back!

In essence the state pension is a legalised Ponzi scheme

We are dealing with thieves! end of! I was given a gov gateway account but with a website with no "log in" box!!! Therefore no access!

All those in the House of Lords ,that get a good pension but won’t retire and get more money from just going in and sitting there get money for doing nothing, There’s to many of them,the government could save a lot to scale it down,

Does this work the other way around as well ? Can my husband claim my state pension as I’ve paid in the full amount .

Surely, if the State Pension is `means tested` in future and millions have it stopped, then likewise, millions will look to government depts to give them State benefits. So, as far as the Treasury is concerned it is `swings and roundabouts`.

I do not understand

I worked most of my adult life between having my children, I EARNED my pension and already paid tax so WHY should I pay MORE tax???

Pension is based on mathematics that at least one third of payees will die before 65 and another third will die within less than 10yrs of receiving payment.

My husband died in a road accident 16 years ago. I don't intend to marry again. He was my soul mate. The Govt have decided to keep his 2 decades of state pension money by telling me it is a "benefit" I'm not entitled to. I don't want anything more than he paid in. How is that a benefit payment. I am being penalised for my husband dying young and me not remarrying! I see this as nothing less than theft. Just like inheritance tax is pure theft.

Not a benefit... Paid for over that last 50 years

Surely everybody knows, it stops,and you get Widows pension. That’s the way it’s always gone.

If like my wife's. It's nicked all but £1.33 a week of it. New state pension is a double whammy. No pension credit with it. And it's a way to have all her old pension eaten up by the state. Plus if you die before reaching state pension age then it's lost to her or him .

I wrote to them, months afterwards no reply !

The reason they claim "there is no pension pot" is because successive governments have raided the supposedly ring-fenced NI pot and used it for other purposes, it is in fact still considerably in credit - a fact that was verified in a FOI request by WASPI campaigners. The government should return what has been taken to pay for what it was originally intended for and for what we've all niavely made our NI contributions throughout our working lives.

In the 1990s I sold pensions on the strength that the tax free lump sum would pay off most if not all of the mortgage and leave the investor with a pension for life. Most were over a 40 year term plus, I was not alone.

What happens to the wife's state pension when she dies?

What happens to your wifes state pension on her death ???

Concerns about the number of individuals who passed away before retirement age, particularly those who did not receive a pension due to vaccine-related issues, have been raised. To some who subscribe to conspiracy theories, it might seem as though there is an intentional effort to harm the older population.

Depending on the situation it is called a pension but it can called a Benefit.

State pension is NOT a benefit!!!

Is it possible to cash in a AVC for a lump sum?

They DEMANDED I refund 5 days back as they hadn’t been able to stop the payment quick enough after his death!

U didn't mention someone who is of state pension age but the wife is not , does she get any of his pension?? The husband was on a pension before 2016...
Your video has not explained this.. so this video is of no use to us...

SIMPLE: It goes straight to KIER STARMER.

So, a wife can inherited her husband’s pension but not the other way round? So much for equality!

A pension scheme that constantly changes so you don’t know what you will actually receive. Not a very good scheme is it !

Pension is NOT NOT a benefit...its my hard work that paid into it...

It goes to his first wife.

State pension is not a benefit we worked all life for it

Poxy country, ok if you’re an illegal foreigner

I do wonder why our pensions are the lowest in a Europe?

It’s not a benefit, it’s our monies, paid in by us and our employers,