Best credit cards for 2025 (UK)

I'm surprised you didn't mention the Purchase & Balance Transfer card by Natwest, I just ordered mine last week 😅

Why not YONDER?

I have like 6 credit cards, I used to have the old amazon one but they changed it to Pulse, and this card which I have been using for a while now is rubbish, I want to cancel and and replace it. I so already have the Barclays freedom rewards one so can't get the amazon one, but might replace it with a Chase debit card. My two most used are BA Amex and Barclays rewards, I do also use this old virgin travel one for free free foreign spending, as I remember I was rejected from Halifax clarity years ago who when I first came to the UK and had a low score

BA Amex gets me a free 'companion flight voucher' but spend threshold = £15k p/a. It used to be £10 (black) 12k (blue) but they recently raised it :(

Fantastic video, thanks for the explanation

Been using Amex gold rewards credit card for 4years and still think it’s the best one around!

Most lenders make you go through the eligibility check before letting you do the full application these days. My credit card duo for 2025 is Monzo flex and the NatWest credit card at low APR. However, I will be upgrading to the NatWest black rewards card when I can. My own personal setup involves just two debit cards, two credit cards, two banks, and under just two apps. It is the most streamline set up going and makes life so easy. there's no need to have 20 cards floating around otherwise they just will go out of control.

Are there any 0% purchase credit cards for big purchases abroad i.e no non sterling transaction fee?

Why not Capital one and Ocean Finance ?

Why not Santander 123 credit card??

Great video! Can you do an update on blogpost for Yonder credit card if it's not worthy of a video, please?

Thanks for the great tips and information. What do you think of the Amazon Barclaycard: 2% on Amazon purchases, 1% everywhere else for 6 months (dropping down to 0.5% and then 0.25% after 12 months) and 6 months of interest-free purchases (plus a £50 Amazon voucher).

The Barclaycard 14 month 0% fee 0% interest is an absolute no brainer. Applied last week and got accepted with £5.4k credit limit. That’s £5.4k of completely free credit for over a year. A bank loan for that amount and time would cost you hundreds, if not thousands of pounds.